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Commercial General Liability
Commercial General Liability Insurance, or CGL, provides protection against third party bodily injury, libel, slander, and property damage claims for which a business becomes legally liable subject to exclusions.
The "named insured" in a commercial general liability insurance policy refers to the policy holder listed on the policies declarations page. If the "named insured" operates as:
Individual: he/she along with his/her spouse are covered by the policy while acting in a legal capacity for the business.
Joint Venture or Partnership: coverage extends to members and partners and the spouses of either, while acting in a legal capacity for the business.
Limited Company: the company along with its members and managers are covered while they are acting in a legal capacity for the business.
Corporation or Association: the organization itself along with its executive officers and directors are covered by the policy, while acting in a legal capacity for the business.
As CGL is the foundation of commercial liability, it is important to have a good understanding of your policy and its coverage's.
At Brown & Ward Insurance, we will make sure you understand what coverage's your business requires, so that you have peace of mind in knowing that you're insured in the event of a loss.
Find out today why thousands of other customer's choose to insure with Brown & Ward Insurance – just click on "Get a Free Quote", call us toll free at 1-888-782-3757, or contact us by email at info@brownandward.com.
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