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Common Endorsements
Common Auto Endorsements (Standard Endorsement Form or SEF#):
Personal Auto Insurance Commercial Auto Insurance
2 – Drive Other Automobiles
3 – Drive Government Automobiles
5 – Permission to Rent or Lease (where lease exceeds 30 days)
6A – Permission to Carry Passengers for Compensation
8A – Property Damage Reimbursement for Operation by Named Person
9 – Marine Use Excluded
13D – Comprehensive Cover – Limited Glass Coverage
13H – Deletion of Hail Coverage
16 & 17 – Agreements for Suspension and Reinstatement of Coverage
19 – Limitation of Amount
19A – Valued Automobile
20 – Loss of Use
23A – Mortgage or Lienholder
27 – Legal Liability for Damage to Non-Owned Automobile
28 – Reduction of Coverage as Respect to Operation by Named Person(s)
32 – Recreation Vehicle
37 – Limitation to Automobile Sound & Electronic Communication Equipment
39 – Accident Waiver - forgives one at-fault accident (driver must meet requirements)
40 – Fire & Theft Deductible
43R – Limited Waiver of Depreciation (24 months on new vehicles)
43L – Same as 43R, but for Leased automobiles
44 – Family Protection Coverage
To find out about residential insurance, please contact us or click here for more information.
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