403-782-3757
1-888-782-3757Toll Free
Our Grocery/Convenience & Liquor Store Package can include individually or combined, the following operations: Gas Sales, Liquor Sales, Video Rentals, Grocery, Bakery, Deli
PROPERTY COVERAGE:
Broad Form Property Coverage on Building and/or Contents
80% coinsurance
$500 minimum deductible.
NOTE: A tobacco limitation of $2500 will apply depending on the crime protection of the premises
Earthquake: 3% or minimum 100,000 in all provinces
Flood: $10,000 deductible
Sewer
Back Up: $1,000 deductible
EXTENSIONS INCLUDED:
Accounts Receivable $ 25,000
Automatic Fire Suppression Recharge $ 10,000
Consequential Loss Coverage $ 25,000
Contingent Liability from Enforcement of By-Laws $ 25,000
Exterior Signs $ 5,000
Extra Expense 100% $ 25,000
Fire Department Service Charges $ 10,000
Inflation Protection
Business Interruption- Actual Loss Sustained $ incl.
Newly Acquired Locations
Building $500,000
Contents $250,000
Other Transit $ 10,000
Parcel Post $ 1,000
Professional Fees $ 10,000
Replacement Cost Endorsement
Temporary Locations $ 10,000
Valuable Papers and Records $ 25,000
Blanket Glass
.
CRIME COVERAGE
Employee Dishonesty Coverage – Form A $ 5,000
Loss Inside the Premises Coverage $ 5,000
Loss Outside the Premises Coverage $ 5,000
Money Order/Counterfeit Paper Currency Coverage $ 5,000
Depositors Forgery Coverage $ 5,000
ATM Extension is available depending on the crime protection of the premises
(Loss Limited to $500 overnight if not kept in a safe)
OPTIONAL BOILER & MACHINERY COVERAGE – Option #3
Comprehensive Coverage including electronic equipment and loss due to spoilage. Subject to a $500 Deductible
Air Conditioning System Heating Systems
Electrical Distribution System Storage Water Heaters
Electronic Retail Equipment Refrigeration Equipment
Security/Surveillance System
(Loss Limited to $500 overnight if not kept in a safe)
LIABILITY COVERAGE
Commercial General Liability $1,000,000*
Medical Payments Storage Water Heaters
Tenants Legal Liability Refrigeration Equipment
Non Owned Automobile Refrigeration Equipment
SEF 99
SEF 96
*Optional limits available up to $5,000,000.
Give us a call and see why thousands of other customer's choose to insure with Brown & Ward Insurance
– click on "Get a Free Quote", call us toll free at 1-888-782-3757, or
contact us by email at info@brownandward.com.
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